KAISER INTERNATIONAL HEALTHGROUP
The only healthcare that provides life insurance and investments..
One of our Kaiser Client passed away and his son Xerxes Aaron Bernadez as beneficiary received death claim in life insurance and the policy transferred to his Son.
Is not the question of IF, is the question of WHEN?
Two things happen in our life, YOU live too long or YOU die too soon.
Death Claim Benefit
Life Insurance doesn't insure your life. it ensures your family's ability to continue on without being financially devastated.
My family and i just received the cheque last March 1, 2008. Regarding the claim. We did not encounter any problem since the cheque was released on due time. We are very satisfied with the way Kaiser International Healthgroup, Inc. run their business. Also we are very proud to be a plan holder of Kaiser. It was a very smart decision for my late wife NILDA M. PARAGUYA, to avail Kaiser. We would like to thank Kaiser and also IMG for being with us when me and my family are in our lowest and most importantly for the prayers. Thank you
- Miguel S. Paraguya
Principal Beneficiary
The unexpected Death of my wife brought a total pain in my family.We are very thankful to Kaiser International Health Group Inc, for a speedy release of my claims. Only a matter of 2 weeks it was at y hand already. it really helped the whole family and lessens the burden that we have that time.
More Power to Kaiser! May you continue to be of service to the people.
-Eleno P. Buray Sr.
Beneficaiary
Long-Term Care
The Ultimate Kaiser Health Builder Plan allows the member to put away a small amount of money while he is still covered by his company's health plan, and while he has the earning capacity that allows him to set aside money. When he no longer has a job- and it follows, is no longer earn, he can now call on the savings his Kaiser Plan has earned him, and use that to pay for his medical expenses. In a country where "family" is a value, more than 50% of parents end up relying on their children or other relatives to support them in their old age. While HMO's provide the financing for medical and health concerns while a persons is employed, this support disappears once one quits, is in between jobs, or is too old or sick to work. Just at the point when one is most in need, Premium Healthcare Builder, Inc. Has created a product that addresses the long-term healthcare needs of individuals especially after their employment and retirement years. It grants financial independence to people who are normally helpless during the time when they most need medical attention.
BENEFITS OF A HAVING A LONG-TERM HEALTHCARE
- Long-Term Care Benefits
- Yearly Health Benefits
- Long-Term Care Bonus
- Lifetime Network Access
- Cost-Free Health Benefits
- Accumulation of unused yearly health benefits and bonus
- Term Life Insurance Coverage
- Accidental Death & Dismemberment
- Waiver of installment Due to Death/Credit Life
- Waiver of Installment & Premiums Due to Total and Permanent Disability.
THE FINAL TEST OF A GOOD HEALTHCARE
- Does it have both Short-Term and Long-Term Healthcare Coverage? - YES
- Does it have Guaranteed Renewal? - YES
- Does it have Guaranteed Savings and Investment? - YES
- Does it have Life Insurance or Protection? - YES
3 in 1 Product
7-20 PLAN
HMO / SHORT-TERM HEALTHCARE
- Paying Period 1st to 7th year
Benefits:
- Annual Physical Exam
- Dental Benefits
- In-Patient Benefits (Annual Benefit Limit)
- Room & Board ( based on policy )
LONG-TERM HEALTHCARE/ ACCUMULATION OF UNUSED HEALTH BENEFITS
- 8th year to 20th year
Benefits:
- Long term care Bonus:IF YOU STAY HEALTHY during paying period - 85% of premiums paid will be given back at the end of maturity period ( 20th year), making it COST FREE
- Long term care benefits: 10% yearly accumulation based on the long term care benefit starting at the end of 7th year up to 20th year
- Guaranteed health benefits which you can use after paying period.
- Pre-Existing and Critical illness is covered
- In-patient / Out-patient covered
- Long term healthcare benefit up to 100 years old or beyond.
INVESTMENT / CASH VALUE
20th year onwards
Benefits
- Policy Matures
- Cash Value can be withdraw in full or in partial
- Cash Value accumulates and continue to invest if not withdrawn
LIFE INSURANCE
1st - 20th year
Benefits
- Term Life Insurance coverage until the 20th year
- Waiver of premium due to Death/Credit life
- Accidental Death and Dismemberment
- Waiver of premium due to disability
Built for you and me
• Cost Free Health Benefits
With Return of Premiums for Non-Utilization
• Accumulation of unused yearly health benefits and bonus
All unused yearly healthy benefits and yearly health bonus accumulates with interest.
• Term Life Insurance Coverage
If the policy owner dies during the paying and accumulation period the beneficiary will receive an amount equal to the sum of Long-Term care benefit and Long-Term Care Bonus.
Awesome Features
• Waiver of Installment Due to Death/Credit Life
If the policy owner dies during the accumulation period, the balance of premiums is waived, rendering the plan fully paid.
• Waiver of Installment & Premiums Due to Total and Permanent Disability
If the policy owner becomes totally and permanently disabled for a period of atleast six months (not exceeding the maximum age of 70years old during the accumulation period, all the succeeding payments will be waived.
Best Program for All
• Accidental Death & Dismemberment
If the policy owner dies due to an accident or suffers from dismemberment of both hands, both feet or loss of sight in both eyes (or any combination thereof) and is below the age of 70 during the paying and accumulation period, he or she will receive additional of 100% of the Long Term Care Benefit plus long term cares bonus.
